How can I make the most of my super nearing retirement?Your superannuation is your foundation for a comfortable, secure retirement. However, if left unattended, your balance might not cover the expenses to meet your life dreams.
After years of working, it’s easy for your superannuation to slip to the back of your mind. But, as you’re nearing retirement it’s a good idea to start making the most of what you’ve got.
When should I start planning my retirement?The best time to start planning your retirement is when you get your first job. The second best time is now. The truth is, it’s never too late or too early to start retirement planning.
People who are more engaged with their finances are more likely to make additional contributions to their super.
State Street Global Advisers “The Australian Retirement Vision Survey”, conducted with Rice Warner, August 2015
If you haven’t already thought about how you’d like to spend your retirement years, start now. Start by jotting down the people, things and causes that mean the most to you.
Once you know where you want to be, a StatePlus retirement planner can help you get there. Your planner will help keep your finances on track so you can focus on enjoying retirement.
A professional retirement planner can help you to:
- Clarify your goals
- Understand your current financial situation
- Create a tailored, tangible retirement plan
- Advise you on how to get there, step by step
Start optimising your retirement todayDo you think you could be getting more out of your savings? You’re probably right but it’s not too late.
There are a number of strategies you can use to increase your super and other savings. A StatePlus planner can help you work out which strategy is right for you and also make sure that you stay within your low taxed super contribution limits. In 25 years we’ve helped more than 60,500 people like you prepare for retirement. So you can be comfortable you’re in expert hands.
If you’re feeling a little lost about where to start? Begin by getting informed about these four important factors: